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Doing Business in India 2026
Complete Compliance Guide

All six reform areas · Gratuity impact calculator · Action checklist · 18 pages

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The Big Picture

A Country Mid-Transformation

India's ease-of-doing-business story is genuinely impressive in trajectory — while still being a work-in-progress in execution. India improved its World Bank Doing Business ranking from 142nd in 2014 to 63rd in 2020, one of the fastest climbs globally (the World Bank has since discontinued that specific report). As of late 2025, more than 47,000 compliances have been reduced — 16,108 simplified, 22,287 digitised, 4,458 decriminalised, and 4,270 redundant compliances removed.

The number of active companies has nearly doubled — from 9.52 lakh as of March 2014 to 18.51 lakh as of March 2025. The government's reform strategy rests on three pillars: digitisation, decriminalisation, and consolidation — and each has delivered measurable wins alongside fresh complications.

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Digitisation

SPICe+, AGILE PRO-S, C-PACE for company exits, and a centralised processing centre. Registration timelines have dropped dramatically. But state-level portals remain inconsistent.

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Decriminalisation

Jan Vishwas Act 2023 decriminalised 183 provisions across 42 Acts. Jan Vishwas Bill 2025 proposes 355 more amendments. A genuine win for business owners facing criminal liability for paperwork lapses.

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Consolidation

29 labour laws replaced by 4 Codes. GST slab rationalisation. Income Tax Bill 2025 streamlining. But transition ambiguities in all three areas are creating fresh compliance burden right now.

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Structural Gaps

Land acquisition, state-level variance, judicial delays, and the EPF outlier (the 1952 Act still runs alongside new Labour Codes) remain genuinely hard to solve. Centre-State friction persists.

Most Material Change · FY 2026

The Labour Codes & The Gratuity Bomb

On November 21, 2025, India implemented a historic overhaul of its labour law architecture. The four Labour Codes — Industrial Relations Code (2020), Occupational Safety, Health and Working Conditions Code (2020), Code on Wages (2019), and Code on Social Security (2020) — became enforceable, replacing 29 older labour statutes.

⚠ Immediate Balance Sheet Impact for March 2026 Financials

Since the Labour Codes became effective on November 21, 2025, any actuarial valuation with a measurement date on or after this date must incorporate these regulatory changes. Companies preparing March 31, 2026 financial statements must account for the gratuity impact now — under Ind AS 19, the entire increase must be recognised in P&L as Past Service Cost in the period when the law becomes effective.

There are two compounding triggers that create what we at our CA desk are calling "the gratuity bomb":

Trigger 1 · Wage Redefinition
Basic Pay Must Be ≥ 50% of Total Remuneration
If your organisation has been keeping basic pay at 30–40% of CTC — a common practice to minimise PF contributions — you are now non-compliant. Gratuity is calculated on the wage base, so a larger base means a larger liability.
Trigger 2 · Fixed-Term Employees
Gratuity Eligibility After Just 1 Year (Not 5)
Fixed-term employees become eligible for gratuity after completing one year of service — a dramatic departure from the earlier requirement of five years under the Payment of Gratuity Act 1972. Companies with large contractual workforces face a sudden liability expansion.
Combined Financial Impact
Liability Jump of 25–50% or More
Companies with traditionally low basic salary structures (30–35% of CTC) and significant fixed-term employee populations could see gratuity liabilities increase by 25–50% or more. This is not a future provision — it must be recognised immediately under Ind AS 19 / AS 15.
ParameterPre-Nov 2025 (Old Law)Post-Nov 2025 (Labour Codes)
Gratuity eligibility5 years continuous service1 year (for fixed-term employees)
Wage base for gratuityOften 30–40% of CTC (basic)Minimum 50% of total remuneration
Gig / platform workersNot coveredSocial security coverage mandated
Accounting treatmentGradual provisionImmediate P&L impact (Past Service Cost)
State-specific rulesCentral law applied uniformlyState rules awaited; interim ambiguity
EPF ActSingle frameworkEPF 1952 Act still in force — dual compliance
🟠 Ambiguity Still Unresolved — April 2026

While the Codes are effective from November 21, 2025, final Central and State rules are yet to be fully notified. Draft Central Rules were published December 30, 2025 with a 45-day comment window. A company operating across Maharashtra, Tamil Nadu, and Telangana is effectively navigating three different compliance regimes simultaneously. How gratuity is computed for employees with multiple sequential fixed-term stints also remains unclear.

Gig economy note: Gig workers, platform workers, and contract staff now fall under social security protection. Expect to contribute 1–2% of annual turnover (capped at 5% of amounts paid to these workers) to their social security fund. Many tech companies and logistics platforms had not provisioned for this at all.

Taxation Reforms

GST 2.0 and the Income Tax Bill 2025

India's GST Council introduced landmark reforms effective September 22, 2025, consolidating the tax structure into a simplified two-slab model of 5% and 18%, with a 40% demerit rate for tobacco and luxury goods. The elimination of the 12% tax slab addresses one of the most enduring areas of interpretive ambiguity in the GST regime.

GST 2.0 Win: Slab Simplification

The 12% slab elimination removes a persistent classification grey area. Businesses no longer need to argue whether goods fall at 12% or 18% — a source of enormous litigation and demand notices.

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ITC System: Still a Pain Point

Input Tax Credit remains the biggest operational challenge. Courts have had to repeatedly intervene — whether a building qualifies as "plant," whether GSTR-3B returns can be revised. Practical resolution lags policy intent.

ℹ GST Appellate Tribunal — Backlog Alert

A backlog of over 40,000 pending cases built up because the GST Appellate Tribunal was postponed across several jurisdictions. The Tribunal is now being operationalised, but businesses have been waiting years for resolution on ITC reversals, demand notices, and interest disputes. Expect proceedings to accelerate — and to require active representation.

The Income Tax Bill 2025 was tabled in Parliament in February 2025. Its three guiding principles: textual and structural simplification, improved clarity and coherence, and no major policy changes — ensuring continuity. This is primarily a housekeeping reform, not a rate change. But the drafting clarity it brings should reduce litigation substantially over the next 3–5 years as it is tested in courts.

"GST 2.0 is the first genuinely consumer-friendly rationalisation of indirect tax in India since the original GST launch in 2017. The Income Tax Bill 2025 does for direct tax what the GST consolidation aimed to do — clear the jungle of cross-references and exceptions that kept every filing season unpredictable."

Data Protection

The DPDP Act — India's Long-Awaited Data Law Is Finally Live

The Digital Personal Data Protection Act (DPDP Act) received presidential assent in August 2023 but remained inactive for over two years as the government delayed implementation rules — creating a policy vacuum. India's Ministry of Electronics and Information Technology finally finalised the DPDP rules on November 13, 2025, ending a more than two-year wait.

Some rules took immediate effect, including those for establishing the Data Protection Board. Rules on consent managers apply 12 months after finalisation, and the remainder after 18 months. This rolling implementation gives businesses a compliance runway — but not an excuse to delay.

Immediate — Nov 2025
Data Protection Board Established
The adjudicatory body is now operational. Penalties of up to ₹500 crore can be levied for serious data protection breaches.
By Nov 2026
Consent Manager Rules Apply
Organisations collecting personal data must have robust, documented consent mechanisms in place. This affects virtually every business with a digital customer touchpoint.
By May 2027
Full Compliance Regime in Force
All remaining rules — including Significant Data Fiduciary requirements, Data Protection Impact Assessments, resident DPOs, and algorithmic transparency — become enforceable.
🟠 Cross-Border Data Transfer Ambiguity

The DPDP Act does not impose a general restriction on cross-border data transfers, but it empowers the Central Government to notify countries to which transfers may be restricted. For IT/BPO companies, this is a board-level uncertainty that must be actively monitored. Sector-specific mandates are likely to follow.

Persistent Friction

Structural Bottlenecks That Reforms Haven't Reached

Despite all the reform momentum, several structural issues remain genuinely difficult — and materially affect investment decisions, particularly in manufacturing and large-scale infrastructure:

Corporate Structures & M&A

Company Formation, Mergers & Cross-Border Restructuring

Registration has been dramatically streamlined. The Central Registration Centre has been operating since 2016 with SPICe+ and AGILE PRO-S enabling multiple registrations at a single point. The Centre for Processing Accelerated Corporate Exit (C-PACE), set up in 2023, allows time-bound striking off. The Central Processing Centre launched in 2024 handles centralised processing of select forms.

On restructuring: in August 2024, the government permitted equity swaps between Indian and foreign companies. September 2024 saw rules for fast-tracking inbound cross-border mergers of foreign holding companies with their wholly-owned Indian subsidiaries. The Ministry of Corporate Affairs in April 2025 proposed further amendments to streamline restructuring and expand the scope of fast-track mergers.

✅ Progress on Decriminalisation

The Jan Vishwas (Amendment of Provisions) Act 2023 decriminalised 183 provisions across 42 Acts. The Jan Vishwas Bill 2025, before a Select Committee, proposes amendments to 355 further provisions — 288 for decriminalisation of business-related offences, 67 to facilitate ease of living. Environmental clearances under the Environment Protection Act and related legislation have also been rationalised from criminal to civil liability.

CA Desk Assessment

The Bottom Line for CFOs and Business Owners

India today is a genuinely improving environment for business — the digital infrastructure is world-class, startup support is robust, and the intent of reforms is clearly pro-enterprise. But the execution gap between central policy design and state-level ground reality, combined with transition ambiguities in landmark reforms like the Labour Codes and DPDP Act, means that compliance teams and CFOs are carrying higher uncertainty risk than the headline reform numbers suggest.

The gratuity restatement issue is the sharpest live example: a reform passed in 2020, implemented in November 2025, with rules still being finalised in early 2026 — forcing companies to book a 25–50% jump in a major balance sheet liability based on draft guidance and actuarial best estimates.

"The gap between what India's reform architecture looks like on paper and what compliance officers and CFOs experience on the ground is the central tension of doing business here in 2026. That gap is narrowing — but it has not closed."

For companies seeking immediate action steps, download our free PDF booklet below — it includes a six-area compliance checklist, a gratuity liability estimation framework, and our CA team's recommendations for approaching regulatory transition periods with confidence rather than paralysis.

Free Download · CA-Desk Prepared

Doing Business in India 2026 — Complete Guide

Labour Codes · GST 2.0 · DPDP · Corporate Law · Gratuity Action Checklist · 18 pages

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Is Your Gratuity Provision Compliant?

Most companies we've reviewed are under-provisioned for the new Labour Code changes. A 30-minute consultation with our CA team can confirm your exposure and the correct accounting treatment.

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